Study Set - This type of home plan includes complete exterior views of your home to be plus floor plans of the upper and lower floors (for two story homes). A study set is useful in helping you determine if you can afford the home you are considering building. Usually excluded from a study set are items such as the roof, foundation and details of the home.
The property owner can seek a variance to exceed the "building envelope," the allowable area that a home can occupy on a lot. However, the process is often lengthy and there's no guarantee that permission will be granted. Local zoning boards and community organizations often require a house be set back a certain distance from the street. Before purchasing a corner lot, find out if front-yard setback regulations apply to the lot's front and side-street boundaries. This could substantially reduce the area available for a home's footprint. Easements as well as natural features, like rock outcroppings and mature trees, may also influence where the house can be located.
On the other hand, stock house plans are substantial past drawn designs by a skilled designer or architect ideally of a specific purpose or general use. The question is, why choose a stock plan over a custom drawn plan? It all amounts to various reasons that are discussed below.
Every set of custom house plans includes several items which need to be blown up and detailed for further clarification. If a set of plans does not provide additional close-up drawings (for things such as beam connections, deck railings, stairway construction, etc.), then it is not a complete set. It is very easy to cut corners during the planning process. But the end result will be higher costs for the home owner - and lots of frustration for the building contractor.