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Taking the plan from blueprint to dream house : A builder may provide a ballpark estimate of construction costs from a study plan, but he or she should consult the working drawings to give a more accurate figure. Many variables can affect the bottom line, including the choice and availability of materials, labor costs, choice of finishes and degree of detail. Ask several contractors for competing bids. If you've got the vision but not the bankroll (at least at this time), it may be wise to choose a plan with bonus space that can be built out as finances allow. Be sure to allot a portion of your budget to landscaping and finish details. Architects and interior designers recommend that you don't skimp on the seemingly small stuff. Higher-quality trim and building materials may trump extra square footage. "Good, insulated windows may be costly initially," Martin says, "but over the long run, they're going to save you money on your power bill." Crown moulding and custom cabinetry can make a stock plan feel like it was designed specifically for your family. After all, it's the personal touches that make a house feel like a home.

Speaking of dream homes, everyone has a desire to design the kind of house they want. For that reason, one can choose whether to have a design drawn up custom or rather check out for stock house plans. The two choices are differentiated by a couple of reasons and the basic one is cost.

In addition, good stock plans come with a detailed inventory, which you can use while you're developing out your dream house. This is important for two reasons: you can look at the materials used to build your house and determine whether your budget will stretch to accommodate them, and you can get a very good idea of where to upgrade and downgrade materials.

Craftsman style homes are characterized by the use of natural materials like wood or stone for exterior walls, and rock foundations that slope out towards the ground. They may also include dormers, exposed beams, and overhanging eaves. A two bedroom one bath house in the craftsman style will cost between $52,000.00 and $62,000.00 to build a two bedroom, two bath, home with a 2 car garage will run about $96.000.00.

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