Why do this, since even stock plans cost you at least a couple of hundred dollars each? Because the right stock plans can save you tons of time and money if you have a talented architect. Most plans are at least partly modular these days, and often you can even order prefabricated sections pegged to a specific house plan.
You may also find out after looking at several sets of stock house plans that one is your dream house. Depending on your house building plans, this could save you thousands of dollars in architect fees. If you do order a set of stock house plans, check with the company first to see if you can exchange them later if you want a different plan. Some blueprint suppliers will give you up to 90% credit toward a different set if you return the original plans.
Having been in the business for more than 30 years, we have seen a large number of house plans which looked good at first glance. However, upon closer examination, many of these plans were found to be lacking large amounts of needed information. If a house plan is not easy to navigate or is not thoroughly detailed, then the builder is left to guess at the designer's intentions. This often means that he will "pad" his bid to make sure that he covers any unknown construction costs that may arise.
Having a custom drawn designed house means a professional architect applies his skills limited to the individual homeowner's needs or what they have in mind. Factors considered in such a situation are the size of the site of construction, ideas of the individual homeowner, population around the area, and the nationally and locally existing building code plans. Time is also a considerable factor for completion of a custom designed house.