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The decision to construct one's dream home often comes with lots of joy. However, the ever-rising cost of constructing a house soon becomes the major challenge. It all starts from picking the correct house plans all the way to putting up the foundation. Without adequate knowledge, all your dollars might go to waste and no one is definitely willing to suffer the pinch of such a loss.

Taking the plan from blueprint to dream house : A builder may provide a ballpark estimate of construction costs from a study plan, but he or she should consult the working drawings to give a more accurate figure. Many variables can affect the bottom line, including the choice and availability of materials, labor costs, choice of finishes and degree of detail. Ask several contractors for competing bids. If you've got the vision but not the bankroll (at least at this time), it may be wise to choose a plan with bonus space that can be built out as finances allow. Be sure to allot a portion of your budget to landscaping and finish details. Architects and interior designers recommend that you don't skimp on the seemingly small stuff. Higher-quality trim and building materials may trump extra square footage. "Good, insulated windows may be costly initially," Martin says, "but over the long run, they're going to save you money on your power bill." Crown moulding and custom cabinetry can make a stock plan feel like it was designed specifically for your family. After all, it's the personal touches that make a house feel like a home.

Remember that plans are not necessarily "as is." Builders can use a reverse set of plans (sometimes called a mirror image) to better site a house. It's also possible to hire an architect or modification service to personalize a plan. Ask if reproducible prints or electronic CADD files are available for the selected plan. Either will make the alteration process quicker and easier.

Large front porches, dormers and a roofline that lies parallel to the road are the main distinguishing features of Country homes. Farm house and French Country plans can also be included in this category. Open floor plans are not common to this type of house. A small country home, 576 square feet, with one bath and two bedrooms, can be built for under $60,000.00 can be erected on your site for under $60,000.00. A three bedroom, 1 and ½ baths, will average about $84,000.00 to erect on your site.

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