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Another service provided by the companies that design and sell house plans, is one that allows you to estimate the cost for building a particular house in your area of the country. The South is the least expensive area to build in and the West has the highest cost .The national average is somewhere in between.

Study Set - This type of home plan includes complete exterior views of your home to be plus floor plans of the upper and lower floors (for two story homes). A study set is useful in helping you determine if you can afford the home you are considering building. Usually excluded from a study set are items such as the roof, foundation and details of the home.

Streets and topography may be the main determinates of a house's orientation, but it's also a good idea to consider sun exposures when possible. A homeowner might reorganize a floor plan to take advantage of morning and afternoon light. Martin says that covered porches that face a southern exposure can help block out heat and sunlight.

Taking the plan from blueprint to dream house : A builder may provide a ballpark estimate of construction costs from a study plan, but he or she should consult the working drawings to give a more accurate figure. Many variables can affect the bottom line, including the choice and availability of materials, labor costs, choice of finishes and degree of detail. Ask several contractors for competing bids. If you've got the vision but not the bankroll (at least at this time), it may be wise to choose a plan with bonus space that can be built out as finances allow. Be sure to allot a portion of your budget to landscaping and finish details. Architects and interior designers recommend that you don't skimp on the seemingly small stuff. Higher-quality trim and building materials may trump extra square footage. "Good, insulated windows may be costly initially," Martin says, "but over the long run, they're going to save you money on your power bill." Crown moulding and custom cabinetry can make a stock plan feel like it was designed specifically for your family. After all, it's the personal touches that make a house feel like a home.

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