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The decision to construct one's dream home often comes with lots of joy. However, the ever-rising cost of constructing a house soon becomes the major challenge. It all starts from picking the correct house plans all the way to putting up the foundation. Without adequate knowledge, all your dollars might go to waste and no one is definitely willing to suffer the pinch of such a loss.

On the other hand, stock house plans are substantial past drawn designs by a skilled designer or architect ideally of a specific purpose or general use. The question is, why choose a stock plan over a custom drawn plan? It all amounts to various reasons that are discussed below.

Taking the plan from blueprint to dream house : A builder may provide a ballpark estimate of construction costs from a study plan, but he or she should consult the working drawings to give a more accurate figure. Many variables can affect the bottom line, including the choice and availability of materials, labor costs, choice of finishes and degree of detail. Ask several contractors for competing bids. If you've got the vision but not the bankroll (at least at this time), it may be wise to choose a plan with bonus space that can be built out as finances allow. Be sure to allot a portion of your budget to landscaping and finish details. Architects and interior designers recommend that you don't skimp on the seemingly small stuff. Higher-quality trim and building materials may trump extra square footage. "Good, insulated windows may be costly initially," Martin says, "but over the long run, they're going to save you money on your power bill." Crown moulding and custom cabinetry can make a stock plan feel like it was designed specifically for your family. After all, it's the personal touches that make a house feel like a home.

You may also find out after looking at several sets of stock house plans that one is your dream house. Depending on your house building plans, this could save you thousands of dollars in architect fees. If you do order a set of stock house plans, check with the company first to see if you can exchange them later if you want a different plan. Some blueprint suppliers will give you up to 90% credit toward a different set if you return the original plans.

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