The field of drawing custom house plans is a crowded and competitive one. There are many architectural and design firms out there vying for a "piece of the pie." However, if you look closely at examples of their finished product, you will find huge differences among them. The better ones offer quality designs and highly detailed plans.
There are a few aspects that you must finalize in your mind, before looking at the different online designs. You need to visualize the structure of the house with respect to whether there should be a basement, how many storeys you would like to have, the number of garages that you want, whether you wish to have any outside water pond, the size of the house, the sizes of the different bedrooms, kitchen, living area, etc., and the amenities that you want like bathroom tubs, sinks, and fireplace.
In addition, good stock plans come with a detailed inventory, which you can use while you're developing out your dream house. This is important for two reasons: you can look at the materials used to build your house and determine whether your budget will stretch to accommodate them, and you can get a very good idea of where to upgrade and downgrade materials.
On the other hand, stock house plans are substantial past drawn designs by a skilled designer or architect ideally of a specific purpose or general use. The question is, why choose a stock plan over a custom drawn plan? It all amounts to various reasons that are discussed below.