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Square one : The real estate agent's mantra "location, location, location" rings true even when you're building from scratch. From privacy to orientation, your lot is likely to influence which plan you choose. "Theoretically, it's best to start by finding a lot because then you'll have a clear idea of what square footage will and will not fit on the property," says Robert Martin, Architecture Editor at Southern Living. "It's a dangerous proposition to try to gooseneck a house into a lot that's really not ideal for that plan."

Complimenting your lifestyle : Before delving into the thousands of plans available today, evaluate your current living situation. Look around and ask what works and what doesn't. Consider which features matter most to you and which floor plan best accommodates your family's lifestyle. "Does the floor plan live the way you live?" Martin asks. Are you an empty nester who's ready to downsize? A single-level ranch home might be your answer. Is this a house where you expect to raise a family? Check out plans that feature great communal spaces as well as a private master suite. Would you live outside 12 months a year if you could? Pick an airy floor plan with plenty of porches and more windows than wall space.

There are a few aspects that you must finalize in your mind, before looking at the different online designs. You need to visualize the structure of the house with respect to whether there should be a basement, how many storeys you would like to have, the number of garages that you want, whether you wish to have any outside water pond, the size of the house, the sizes of the different bedrooms, kitchen, living area, etc., and the amenities that you want like bathroom tubs, sinks, and fireplace.

Taking the plan from blueprint to dream house : A builder may provide a ballpark estimate of construction costs from a study plan, but he or she should consult the working drawings to give a more accurate figure. Many variables can affect the bottom line, including the choice and availability of materials, labor costs, choice of finishes and degree of detail. Ask several contractors for competing bids. If you've got the vision but not the bankroll (at least at this time), it may be wise to choose a plan with bonus space that can be built out as finances allow. Be sure to allot a portion of your budget to landscaping and finish details. Architects and interior designers recommend that you don't skimp on the seemingly small stuff. Higher-quality trim and building materials may trump extra square footage. "Good, insulated windows may be costly initially," Martin says, "but over the long run, they're going to save you money on your power bill." Crown moulding and custom cabinetry can make a stock plan feel like it was designed specifically for your family. After all, it's the personal touches that make a house feel like a home.

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