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Complimenting your lifestyle : Before delving into the thousands of plans available today, evaluate your current living situation. Look around and ask what works and what doesn't. Consider which features matter most to you and which floor plan best accommodates your family's lifestyle. "Does the floor plan live the way you live?" Martin asks. Are you an empty nester who's ready to downsize? A single-level ranch home might be your answer. Is this a house where you expect to raise a family? Check out plans that feature great communal spaces as well as a private master suite. Would you live outside 12 months a year if you could? Pick an airy floor plan with plenty of porches and more windows than wall space.

Taking the plan from blueprint to dream house : A builder may provide a ballpark estimate of construction costs from a study plan, but he or she should consult the working drawings to give a more accurate figure. Many variables can affect the bottom line, including the choice and availability of materials, labor costs, choice of finishes and degree of detail. Ask several contractors for competing bids. If you've got the vision but not the bankroll (at least at this time), it may be wise to choose a plan with bonus space that can be built out as finances allow. Be sure to allot a portion of your budget to landscaping and finish details. Architects and interior designers recommend that you don't skimp on the seemingly small stuff. Higher-quality trim and building materials may trump extra square footage. "Good, insulated windows may be costly initially," Martin says, "but over the long run, they're going to save you money on your power bill." Crown moulding and custom cabinetry can make a stock plan feel like it was designed specifically for your family. After all, it's the personal touches that make a house feel like a home.

In addition, good stock plans come with a detailed inventory, which you can use while you're developing out your dream house. This is important for two reasons: you can look at the materials used to build your house and determine whether your budget will stretch to accommodate them, and you can get a very good idea of where to upgrade and downgrade materials.

Having a custom drawn designed house means a professional architect applies his skills limited to the individual homeowner's needs or what they have in mind. Factors considered in such a situation are the size of the site of construction, ideas of the individual homeowner, population around the area, and the nationally and locally existing building code plans. Time is also a considerable factor for completion of a custom designed house.

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